Built to make borrowing decisions clearer.
PDLoans247 started in 2019 as a consumer finance education site. Today it combines free calculators, state-by-state guides, and a lender comparison service for U.S. borrowers who may not qualify for traditional bank loans.
2019
Founded
50
States tracked
$0
Cost to consumers
3
Free calculators
What we do
We publish loan cost calculators, state-by-state regulatory guides, and consumer tools to help you understand short-term lending decisions. We are not a lender, broker, or loan servicer. We do not make credit decisions and do not guarantee loan approval, terms, or funding.
If you decide to submit an inquiry through our site, we pass your request to licensed lenders in our network. Those lenders pay us when a match results in a funded loan — that's how we keep the site free for consumers. Our calculators and guides are available to everyone, whether you submit an inquiry or not.
We are headquartered in California, where our primary lending partner network operates. Our coverage extends to all 50 U.S. states and the District of Columbia, subject to state law and lender participation.
Who's behind it
Robert Pokladow
Founder & Editor
Writes and reviews PDLoans247's consumer finance content. The content is educational only and does not constitute financial, legal, credit, or debt advice.
Editorial standards
Sources
We work from lender disclosures, state regulator materials, NMLS Consumer Access, and CFPB or FTC consumer-protection resources.
Independence
Our guides and calculators are written before partner compensation enters the picture. When the cheapest option for a reader is a credit union PAL or an employer advance, we say that — even though those options don't pay us a referral fee.
Updates
Laws, lender participation, and product terms change over time. Content is reviewed periodically. Always verify current terms with the lender before signing.
Limits
This isn't individualized advice. For questions about your specific debt, legal rights, or repayment problems, contact the lender, your state regulator, or a qualified professional.
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