Get in touch — and know what we can help with.
We can explain how a tool works, tell you what a figure means, or correct something we have published. We cannot tell you whether you'll be approved or what rate you'd receive — those are the lender's decisions, and we are not the lender.
How to reach us
General enquiries
info@straightsum.comCorrections, questions, editorial feedback. We read all of it, and a correction to something we published gets priority over everything else.
Security reports
security@straightsum.comVulnerability disclosure. Acknowledged within 24 business hours. See our security policy for scope.
Phone
+1 (866) 888-0037Business hours, U.S. Pacific. We cannot discuss a specific loan application, because we have no access to one.
Privacy requests
Privacy CenterAccess, deletion, correction, and opt-out under CCPA, CPRA, and other state privacy laws.
Mailing address
StraightSum
1125 E Broadway #545
Glendale, CA 91205
United States
This is a mailing address, not a public office — there is no counter to visit and no staff on site, so email will always reach us faster than post. We publish it anyway, because a consumer-finance site that will not say where it receives mail has not earned much trust.
What we are, and are not
StraightSum is an independent publisher and referral service. We are not a lender, a loan broker, a loan servicer, a credit services organization, or a subsidiary, agent, or affiliate of any lender or lead network. Forms hosted on this site by third-party providers are clearly identified as such.
In practice: if you have an existing loan, a question about a payment, or a dispute, the lender is the only party who can resolve it. We have no access to your account and no ability to change anything about it. If they will not help, the two links below are free and both are read.
Most questions are already answered.
Not a brush-off — these genuinely resolve quicker than waiting for a reply.
How the service works
Matching, credit checks, repayment, privacy, and how to spot a scam.
What a loan would cost
Payment tables by amount, from $500 to $5,000, across every term.
Run your own numbers
Eight calculators, no signup, nothing sent to our servers.
Reporting a vulnerability
Scope, expectations, and response times.
Where we operate.
The calculators work everywhere and need nothing from you. Whether a lender referral is available depends on your state. Each state page names the regulator who can give you the current limits and shows you how to confirm a lender is licensed — for an authoritative answer, go to your state regulator directly.
Find your state
Each page names the regulator who can give you the current limits.
51 jurisdictions · 0 of 51 verified
Read this before using the filter. Status is a general indication of whether high-cost small-dollar lending operates in a state. It is not legal advice, it has not been source-verified, and it should not be relied on. Confirm with your state regulator.
For an authoritative answer, use the State regulator directory (CSBS) or check the lender on NMLS Consumer Access.
Showing all 51
- AL
Alabama
Available
Figures pending
- AK
Alaska
Available
Figures pending
- AZ
Arizona
Not available
Figures pending
- AR
Arkansas
Not available
Figures pending
- CA
California
Available
Figures pending
- CO
Colorado
Rate-capped
Figures pending
- CT
Connecticut
Not available
Figures pending
- DE
Delaware
Available
Figures pending
- DC
District of Columbia
Not available
Figures pending
- FL
Florida
Available
Figures pending
- GA
Georgia
Not available
Figures pending
- HI
Hawaii
Not available
Figures pending
- ID
Idaho
Available
Figures pending
- IL
Illinois
Not available
Figures pending
- IN
Indiana
Available
Figures pending
- IA
Iowa
Available
Figures pending
- KS
Kansas
Available
Figures pending
- KY
Kentucky
Available
Figures pending
- LA
Louisiana
Available
Figures pending
- ME
Maine
Available
Figures pending
- MD
Maryland
Rate-capped
Figures pending
- MA
Massachusetts
Not available
Figures pending
- MI
Michigan
Available
Figures pending
- MN
Minnesota
Rate-capped
Figures pending
- MS
Mississippi
Available
Figures pending
- MO
Missouri
Available
Figures pending
- MT
Montana
Not available
Figures pending
- NE
Nebraska
Not available
Figures pending
- NV
Nevada
Available
Figures pending
- NH
New Hampshire
Rate-capped
Figures pending
- NJ
New Jersey
Not available
Figures pending
- NM
New Mexico
Not available
Figures pending
- NY
New York
Not available
Figures pending
- NC
North Carolina
Not available
Figures pending
- ND
North Dakota
Available
Figures pending
- OH
Ohio
Rate-capped
Figures pending
- OK
Oklahoma
Available
Figures pending
- OR
Oregon
Rate-capped
Figures pending
- PA
Pennsylvania
Not available
Figures pending
- RI
Rhode Island
Available
Figures pending
- SC
South Carolina
Available
Figures pending
- SD
South Dakota
Rate-capped
Figures pending
- TN
Tennessee
Available
Figures pending
- TX
Texas
Available
Figures pending
- UT
Utah
Available
Figures pending
- VT
Vermont
Not available
Figures pending
- VA
Virginia
Rate-capped
Figures pending
- WA
Washington
Rate-capped
Figures pending
- WV
West Virginia
Not available
Figures pending
- WI
Wisconsin
Available
Figures pending
- WY
Wyoming
Available
Figures pending
StraightSum is not a lender, loan broker, or credit services organization. We do not make credit decisions, issue funds, set rates or fees, guarantee approval, or service loan accounts. Submitting an inquiry is free and does not guarantee a match, approval, funding, a specific amount, APR, or repayment term.